Frequently Asked Questions
Frequently Asked Questions

Insurance policies are designed to protect you from significant financial loss in the event of an accident, illness or death. Insurance can cover cars, homes, lives, health and businesses. You pay the insurance company a monthly fee, or premium, and if the insured item becomes lost, stolen or damaged, the insurance company contributes a specific amount to the replacement or repair of the item. If you get sick, the insurance company contributes to your medical bills, and after your death, your beneficiaries collect the amount of your life insurance policy.

1. Common Types

2. Uncommon Types

3. Deductible

4. Filing a Claim

5. Warning