Your landlord's insurance generally protects the building.
It doesn't necessarily protect your furniture, electronics, clothing and other personal belongings.
That's where renters insurance comes in.
Payne Insurance Agency can help you find affordable renters insurance designed to protect what belongs to you.
Depending on your policy, renters insurance may help protect you against losses involving:
Personal Property
Coverage for qualifying belongings damaged or stolen because of a covered event.
Personal Liability
Protection if you're legally responsible for certain injuries or property damage.
Additional Living Expenses
Help with certain temporary living expenses if a covered loss makes your residence uninhabitable.
Medical Payments
Certain policies may provide limited medical payment coverage when a guest is injured at your residence.
Some landlords and property management companies require tenants to maintain renters insurance.
Even when it isn't required, it can be an inexpensive way to protect yourself financially.
Think about how much it would cost to replace your television, furniture, laptop, clothing and other belongings all at once.
Renters insurance can provide valuable protection for a relatively small premium.
Ask about combining your auto and renters policies.
Depending on the carrier, bundling may qualify you for additional savings.
Renters insurance is simple to explore and usually takes only a few minutes to quote.
Clear answers from Payne Insurance Agency. Call 314-227-0720 to discuss renters coverage.
Renters insurance may protect eligible personal belongings and provide liability coverage and additional living expenses for covered events, subject to policy terms.
Generally, a landlord's policy protects the building—not a tenant's personal belongings or personal liability.
Depending on the carrier and eligibility, bundling may offer convenience or savings. We can compare available options.
Why Clients Choose Payne Insurance Agency
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